Chris Fick & Associates

Be prepared for the cost of dying

“No matter how much you’ve been warned, Death always comes without knocking” (Margaret Atwood) No one wants to contemplate their own passing, but the reality is that sooner or later it is inevitable, and particularly in these dangerous times we need always to be prepared. The loss of a loved one is always distressing. It […]

Rights and responsibilities of usufructuaries

In a recent inquiry a client wanted to know what the responsibilities of his parents are as usufructuaries of the property he bought from them. The parents as usufructuaries have the right to occupy and use the property until their respective deaths. On the death of the last-dying the usufruct would lapse and the full […]

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