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Chris Fick & Associates

simple solutions to complex legal problems

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Credit Providers: Before you can sue on any credit agreement, you must “deliver” to the consumer a National Credit Act notice of default. There are several ways to accomplish “delivery”,

Property owners: If you own a property – particularly one “designed for use by the public” (think guest houses, B&Bs, hotels, shopping malls, etc) make sure that you have in

A purchaser or seller’s failure to comply with the many formal requirements relating to agreements for the sale of immovable property will render such agreements invalid! This is equally true

Be very careful indeed when a supplier requires you to make an advance payment, in part or full, for goods or services yet to be supplied. Firstly, you damage your

“There are 368 000 women between the ages of 15 and 21 with a baby under the age of two. 88% of them are single. (AMPS 2011)” – Eighty20’s Fact-a-Day

Are directors employees? The question is an important one because our labour laws, particularly the Labour Relations Act, provide substantial protection only for “employees”. Now our courts have held that

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